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🧺Gambling
Long-Term Index Fund Investing (Monthly Buy)
Making a scheduled buy into a broad-market index fund and holding long term.
48
Fun
6
Risk
3.00×
FRR
71
Worth It
No BrainerSend it!
Fun Breakdown
| Subjective Pleasure | 2.8 / 5 |
| Flow State | 3 / 10 |
| Hedonic Purity | 7 / 10 |
| Dopamine | 3 / 10 |
Risk Breakdown
| Micromorts | 0 μmt |
| Microlives | 0.01 |
| Life Disruption | 0.5 / 10 |
| Legal Risk | 0 / 10 |
Algorithm Steps
Step 1Health Burden
H_eq = 0 + 1.25 × 0.01 = 0.01
HealthScore = min(100, 20 × log₁₀(1 + 100 × 0.01)) = 7.04
Step 2Risk Score
Risk = 0.70 × 7.04 + 0.20 × (0.5 × 10) + 0.10 × (0 × 10) = 5.93
Step 3Fun Score
FlowAdj = ((3 − 1) / 9) × 100 = 22.22
Fun = 0.45 × (2.8 × 20) + 0.25 × 22.22 + 0.20 × (7 × 10) + 0.10 × (3 × 10) = 47.76
Step 4Outputs
WorthIt = clamp(50 + 0.5 × (47.76 − 5.93), 0, 100) = 70.91
FRR = (47.76 + 15) / (5.93 + 15) = 3